Tag: brown rice

debt, Family, Food, Hair, money, Stay at Home Mom, Uncategorized, Women, workout

Baby step 2….get really mad it works wonders! 

Hannah Lucio

Let’s talk about getting out of debt for a few. If you have read, listened or taken the class for financial freedom with Dave Ramsey’s program you should know what I’m talking about today. When my husband and I got married we had a lot of debt going into our marriage. We had the simplist wedding in Vegas with literally a few people. So that was a super smart move on our part to start with. So we didn’t start with wedding deb like the normal couple. I got pregnant 2 months into our marriage. Not a super shocker but it took us by surprise. Fast forward to 7 months pregnant. We wanted to buy a house so bad we went through 22 offers on homes in California just to get one. We moved in at 8 months pregnant and finally when I took leave I looked at our finances. I haven’t really been good with finances my whole life but it was time to grow up and look. We were trying to figure it all out before I stopped working for good. We had a huge decision to make but in the end it wasn’t a question, I had to quit working and stay at home to raise our boy. So I wrote down our finances with my husbands pay only. Well I almost had a heart attack but really I had a mega panic attack. We needed $1000 extra a month just to break even, without groceries. Uh, I freaked. When my husband drove home after a 3 hour commute I told him I had no idea what to do. He mentioned that he had heard about this guy Dave Ramsey and that I (we) should listen to his podcast. That night I downloaded it and started listening to it the next morning. From the first moment I started listening I was hooked. I started googling about getting debt free and came up with a plan. The first thing we started with was listing our debt from largest to smallest. Since I was going to get my paid leave for a few months I told him we HAVE to use every penny to pay off debt. Little by little and almost every week we paid off more and more little debts starting with the lowest debt. I cancelled, closed and shredded every credit card we had. Store credit cards are rip Offs by the way! You think you are saving by their rewards? Nope. Guess what? You have to spend to save…..think about it for a moment. So everything was gone! The next step….get rid of the horrendous new Honda Pilot I fleased, yes it’s a lease and the worst kind of car payment you can have. You are renting a vehicle and really burning a hole in your pocket. That’s why it is called a flease in Dave Ramsey’s terms. My husband looked shocked! He thought I was a little crazy to want to return this brand new vehicle I loved. It wasn’t important to me, what was important was changing our family tree. Taking stress off my husbands shoulders. He was the main and only money maker in the house now and I had to cut things out. Getting my hair done, not anymore. I go maybe once a year now instead of every 4-6 weeks. Going out to dinner, nope. Mindlessly spending, nope. That year we paid off thousands of dollars and so much that we actually had $1000 extra cushion in our budget! Love, love, love! 

Let’s fast forward a bit. We got an offer to move to Virginia that I didn’t want to pass up. People were thinking we were crazy to move from “beautiful, sunny San Diego” to Virginia…..but we didn’t. We wanted out of our mortgage anyway. The area was closing in on us with pot growers also and I really wanted a safer environment for all of us. We put our the little house on over an acre on the market and sold it within 1 week! We were shocked and just ready! We packed up, moved to Virginia. We put our debt free on hold so we were comfy to move and wanted to start back when we got here. Well……we went backwards. We “needed stuff” when we got here. New bed (needed a king not queen size) , couch (all we had was a small leather couch),  tv (ours broke within a month of moving), went out to eat and those sort of things. One thing we did well was biking everywhere which saved us mega! We only filled up once a month on gas and that was amazing. Instead of every week in California. So, 3 months after we moved I got pregnant again. So guess what? We kept the debt free on hold longer until he was born. It’s what you are supposed to do anyway in case something happens. Right when we were going to start back on our debt free journey we decided to move to a bidder house and better area. Prolonging our journey but honestly it was the best move ever for us. Oh and we also bought a Jeep. Ha! We don’t have share a vehicle anymore, which actually helps a lot. It’s older also, not brand new and it was not expensive, thank goodness. 

So here we are two years after we move to Virginia. One kid was born(paid in cash), moved(paid in cash) , lots vet bills( paid in cash), dr bills (paid in cash) and acquired more debt(not paid in cash 😦   ). 

Last week I got what Dave says, “I got mad at debt, like really pissed off”. Last week I told my hubby, “that’s it! Beans and rice, rice and beans. I’m done!”. He completely agreed and so here we are….. Mad at debt! Not prolonging it anymore and getting after debt once again. 

A question people ask or what I’ve heard people complain about is that they don’t want to eat beans and rice. I had some say they don’t want to eat crap. Um, did you know that brown rice, black beans, ground turkey, bell peppers, zucccini and broccoli is not crap. It’s yummy and health. We eat more than just that though, just smarter eating. And Um, he doesn’t mean you have to literally eat beans and rice. What he means is cut your grocery bill down. I eat super healthy and defenitetly healthier when we are getting out of debt. I lose weight and feel amazing. It truly is such an amazing lifestyle to eat healthy. And no, health food isn’t more expensive, it’s something you shouldn’t over think about. Stop drinking you fattening, super sugary Starbucks drinks. I bet you’ll cut your waistline down by just stopping that. And your wallet will thank you. 

Here is our action plan:

1. My goal is to cut our grocery bills in half and use cash. Using cash scares me because I typically pick up items I believe we need but really we don’t. I don’t want to look stupid at the register and go over our allotted cash amount. Well, sometime you need to do things that are scary to succeed in life. So that’s what I am going to do. Also, I love Costco. Like absolutely love costco, but I seriously spend like $200 a week easily there. Then go to a grocery store and buy more. That is not necessary. So, I’m going to try to do away with Costco for the time being. Also, until winter hits and it’s is to cold, I will ride my bike to the grocery store to save money also. You can’t buy a bunch riding s bike, HA! 

2. No more eating out. We don’t do this a lot anyway, but it’s gone completely for now. 

3. I unsubcribed to all the clothing stores I get emails on and any other emails from regular stores as well. It will keep my mind in check on things we “need” but really don’t need. 

4. I’m getting back to doing my surveys to get extra money. Recently I did surveys and bought my husbands PS4. He absolutely loves it! I typically buy our extra things with survey money. So I’m getting back to that. 

5. Listen to Dave Ramsey podcasts. This is one way to getting my brain retired back to saving, it really has helped us a lot. 

6. Encourage others to get debt free and feel less stressed. I see and hear a lot of stressed out people working for money just to buy things. It’s not a fun way to live. So if I can even help one person get on track to getting out of debt, I’ve done something life saving. 

7. Get back to working out and look into personal training option. I have a passion for working out and really think it may be time for me to put it into action. 

7. Practice making cakes and cupcakes, especially in the design area. I also have a passion for cakes, cupcakes and decorating. I really think it’s time to put my skills to work. Who knows, maybe it’ll help me reach out to others more and make a few bucks. As long as I can bring a smile to others that is a job well done. 
If you have any questions one getting out of debt, just ask. I’m here for anyone who may need some help learning about it all. Join me on this journey, you (we) can do it!! 
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Stay at Home Mom

Wrinkles, Fine Lines and Dark Under Eye Circles……

Hannah Lucio

We are all unpacked and settled into our new home. We are SO incredibly thankful to have the opportunity to live here. It is our dream spot to live. Seriously 🙂 This is the third time I have gone for a little 3 mile jog with my boys since we moved. The first time it wasn’t humid or hot and I had one boy. The last two times it has been hot and humid and I pushed both boys up and down little gradual hills. I was dripping in sweat when I got home. Thank goodness for that. I love working out and sweating.

Now I can get back to what I was originally going to do. Change my beauty routine. I am getting older as we all know 😉 and that calls for a revamping of my vitamins. I have been researching for about a year or so (I know, a very long time) and finally want to try things out. Since we are absolutely done having babies I can start to look like my husbands girlfriend again 😍 I have about a year left with breastfeeding so I’m trying not to add products but more about changing my diet. I have dark under eye circles and it didn’t start until I starting watching what I ate about 10 years ago. I firmly believe that I have them due to vitamin deficiency or my contacts. If I don’t see improvements in a month or so, I’ll try to go with out contacts. I get plenty of sleep and I drink a lot of water. Maybe hereditary? But I’m going to try my best to get rid of them. I have read many places that you can reverse the effects of vitamin deficiencies without pills and that’s my goal. Plus I love food…..so that’s my best option.

Here are a few things I’m going to try.

1. Apply a very small drop of avocado oil to my under eyes before bed. I read that it is a fast absorbing oil so it doesn’t leave you feeling greasy. Unlike coconut oil. I despise coconut oil. Don’t like it, never liked it.

There are studies saying that avocado oil improves and diminishes fine lines, wrinkles and age spots. Also it lightens dark under eyes. We shall see 🙂 maybe I should bath in it……..ha ha! The more I read about avocado oil, the more I fall in love with it. That’s the only oil I use to cook with now. It has the highest smoking point of any plant oil. Amen to that!

2. Adding more vitamin rich foods into my diet.

Vitamin K especially, which include these foods:

  • Brown rice
  • Eggs
  • Oatmeal
  • Sweet potatoes
  • Milk (I prefer almond milk personally)
  • Walnuts
  • Yogurt
  • Wild salmon
  • Spinach
  • Wheat

Also, vitamin A plays a vital role towards keeping your skin healthy. Vitamin A protects your skin from sun damage and helps repair your skin. It plays a crucial role in keeping the collagen in your skin balanced.

The most concentrated sources of vitamin A are:

  • Sweet potato (it made both lists)
  • Pumpkin (hello fall! I absolutely love fall!)
  • Carrots
  • Squash
  • Green, leafy vegetables

I also read to place pumpkin slices over your under eye area for a few minutes daily. Since they are not in season I’ll wait for fall to arrive.

Vitamin E & C also have anti wrinkle benefits.
This is what I have found online and it’s really great information.
I look forward to taking before and after pictures and let y’all know what has worked and hasn’t worked for me.
I’m curious if anything has worked for you? What did you use?

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Family, Food, Stay at Home Mom

Brown Rice veggie Sushi

Hannah Lucio

Out of trial and error I have truly found the best brown rice sushi rice recipe. Because I absolutely love to share when I find a good thing I couldn’t help but share this one. Sushi rice is not really “healthy” so I wanted to find a recipe I could make at home with brown rice. The first recipe I used was rated 4 stars so I tried it out. Oh my goodness, gross! It was dry, insanely salty and just all around disgusting. I then tried a different recipe and boy is it yummy!! I made vegetarian sushi for my husband and I last night. I surprised him and he loved it! It is super easy and I hope you get the same yummy result that we had.

Brown Rice Ingredients:

1 2/3 Cup Water

1 Cup Brown Rice (I used Della Organic Light Brown Rice from Costco) *picture below

3 Tbsp Rice Vinegar (I used Nakano Organic Rice Vinegar) *picture below

2 Tbsp Sugar (You could get away with 1 Tbsp)

Instructions:

1.In a medium saucepan (I only have a dutch oven size from Pioneer Woman and it worked great) bring water to a boil then add rice. Stir and lower heat to low and cover. Cook for 25 minutes or until tender.

2.In a small saucepan; add vinegar, sugar and salt. Cook on medium heat until sugar dissolved, about 2 minutes. Make sure to stir occasionally. Put pan aside to cool off a bit.

3.  Once the rice is done cooking slowly and carefully stir in the vinegar mixture making sure to coat all of the rice.

4. Set the rice aside to cool down before making the sushi.

 

Ingredients I used for making veggie sushi:

1 Medium size Cucumber

1 avocado

Brown Rice Sushi from above recipe

4 Seaweed papers (the pack I bought had 10 papers)

Sushi mat but not required. It is easy to use plastic wrap to put under the seaweed.

You cannot forget Soy Sauce, we only use   Kikkoman soy sauce

 

Instructions:

  1. Peel the cucumber skin and cut the cucumber in half. Cut the middle part of the cucumber out, it will look like a boat. Then cut the cucumber, lengthwise, into thin strips. Set Aside *picture below
  2. Cut the avocado in half. Take the seed out and take the skin of the avocado. Put the avocado, cut side down, and slice the avocado into thin slices. Set Aside *picture below
  3. Put a piece of plastic wrap (Or sushi mat) down on a clean and dry counter. Put one Seaweed paper down. Wet hands a bit ( Wetting your hands will prevent rice to stick on your hands) and then hand put the rice onto the seaweed. Put a very thin layer of rice on seaweed. Leave about 1 inch of the seaweed on one of the longest side of seaweed free of rice. *picture below. About 1 inch on the opposite side put about 4-5 thin slices of cucumbers. Put about 4 thin slices of avocado on top. *picture below. Slowly roll up the sushi tightly starting on the side with the veggies. Once you are rolled up to the side of the wrap with no rice at the end, wet your finger and wipe the seaweed end and seal together. Set Aside.
  4. Repeat step 3, I was able to make 4 rolls.
  5. Once finished, take a sharp knife and cut the rolls to your desired size. I like my sushi 1 inch thick.
  6. Plate and Enjoy!

 

I hope I explained it in as much detail as needed. And I hope it is not confusing. If you need clarification on anything just ask! I can try to explain it better.

I hope you enjoy the sushi as much as we did! I love love love this veggie sushi and completely believe it taste like the sushi get from the restaurants. I now do not need to spend a ton of money going out to eat sushi 🙂

*You can use any veggies you want, those two are my absolute favorite! I could eat this daily!

 

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