Tag: cheap

Stay at Home Mom

No bake Oatmeal Raisin Protein Bites

Hannah Lucio

My husband and I absolutely loves Oatmeal Raisin Cookies. I was about to make my normal Healthy No-bake Energy Bites and Simple To Make and thought….hmm maybe I can try to make a different version that everyone would love. Ya’ll!! They are SO good! They taste like oatmeal raisin cookie dough. De-licious!! I really hope you get to try them and let me know how you like them.

So I started out with the typical Oatmeal, peanut butter, flaxseed, honey, vanilla but this time I added; raisins and cinnamon. This time around I did not add a lot of cinnamon because I’ve done that before in recipes and it was not good. So to keep it on the “safe side” I added just enough. You can also tweak the recipe if you like more raisins and cinnamon. Oh and next time I’ll add my typical walnuts, I am out of those currently. 

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Ingredients: 

1 cup Oatmeal

1/2 cup Natural Peanut Butter (smooth this time) 

1/2 cup Flaxseed

1/2 cup chopped walnuts

1/3 cup Organic Honey

2 tsp Vanilla

1/2 cup Organic Raisins

1 1/2 tsp Cinnamon 

Directions:

Put all ingredients in a food processor (I use a Ninja) and mix together. You’ll probably have to stop the mixer to scrap the sides to get it completely mixed together.

Once all mixed together, put it in the refrigerator for 30-60 minutes and then form them into little bites. 

I store them in a glass container and leave them in the fridge until I eat them. 
Enjoy!!

Live Healthy

Live Simple 

debt, Family, Food, money, Stay at Home Mom, Uncategorized, Women, workout

Let’s talk Mayo

Hannah Lucio

I went through a period of time where I was grossed out my mayo (mayonnaise). I literally wanted to throw a sandwich at a lady who nicely bought me a sandwich with mayo on it. Just because I hated mayo so much. I know….what I jerk I was for thinking it. I do not think that way these days and would kindly accept it now. She didn’t know. Time changes people right? Yes. Well mayo has a bad reputation, the old styles of mayo that is. I was grossed out by my weight gain (in my early 20’s) that I went to the extreme on dieting. No gluten(That was the worst), no meat (terrible), no junk foods and drinking diet tea that is very unhealthy. So you could imagine what it would have been like to add mayo to anything. Yuck.

Fast forward to better eating habits. I started eating vegenaise which tastes good but it is hard to find. I had been eating that brand for many years. When we moved to Virginia I wanted to find it, so I looked everywhere over here. I couldn’t find it so I was on the hunt to find a better for you mayo. Well I found it and wanted to share. The brand I found is Just mayo. Truly delicious and better for you.  It even tastes better than the vegenaise brand I used to get. Yes I could go with the trend of using avocado as my mayo, but sometimes I just don’t want to use avocado for everything. After all, avocado is HELLA EXPENSIVE now. I would have to spend $20 a week to add avocado to everything. Moderation is key when it comes to avocados. Especially the price. We are on a beans and rice, rice and beans budget now. Ok, so anyway. This just mayo brand is truly the best price, taste amazing and healthier. My main thing that I look for with eating healthier is Non-GMO and no high fructose syrup. This is a Non-GMO mayo. So if you are looking for a better mayo to use, look no further. Just mayo Is perfect!


I also found an affordable, delicious and healthier bread made by a big brand. It is called Whole Grains with Omega 3 ALA made with Flax, Sunflower and sesame seed. It has no High Fructose Corn Syrup or Artificial colors or flavors.  I haven’t looked at the local store for it yet but have been able to buy it at Costco. It tastes amazing with Just Mayo and healthy shredded chicken. Chicken sandwiched are super yummy, higher protein and you get your great grains included! My husband and toddlers love it also. Its a win for all. Hope you get to try out these two brands and let me know how you like it or if you have tried these two brand yet.

 

Have a Wonderful day!

Live Happy

Live Healthy

Live Simple

debt, Family, Food, Hair, money, Stay at Home Mom, Uncategorized, Women, workout

Baby step 2….get really mad it works wonders! 

Hannah Lucio

Let’s talk about getting out of debt for a few. If you have read, listened or taken the class for financial freedom with Dave Ramsey’s program you should know what I’m talking about today. When my husband and I got married we had a lot of debt going into our marriage. We had the simplist wedding in Vegas with literally a few people. So that was a super smart move on our part to start with. So we didn’t start with wedding deb like the normal couple. I got pregnant 2 months into our marriage. Not a super shocker but it took us by surprise. Fast forward to 7 months pregnant. We wanted to buy a house so bad we went through 22 offers on homes in California just to get one. We moved in at 8 months pregnant and finally when I took leave I looked at our finances. I haven’t really been good with finances my whole life but it was time to grow up and look. We were trying to figure it all out before I stopped working for good. We had a huge decision to make but in the end it wasn’t a question, I had to quit working and stay at home to raise our boy. So I wrote down our finances with my husbands pay only. Well I almost had a heart attack but really I had a mega panic attack. We needed $1000 extra a month just to break even, without groceries. Uh, I freaked. When my husband drove home after a 3 hour commute I told him I had no idea what to do. He mentioned that he had heard about this guy Dave Ramsey and that I (we) should listen to his podcast. That night I downloaded it and started listening to it the next morning. From the first moment I started listening I was hooked. I started googling about getting debt free and came up with a plan. The first thing we started with was listing our debt from largest to smallest. Since I was going to get my paid leave for a few months I told him we HAVE to use every penny to pay off debt. Little by little and almost every week we paid off more and more little debts starting with the lowest debt. I cancelled, closed and shredded every credit card we had. Store credit cards are rip Offs by the way! You think you are saving by their rewards? Nope. Guess what? You have to spend to save…..think about it for a moment. So everything was gone! The next step….get rid of the horrendous new Honda Pilot I fleased, yes it’s a lease and the worst kind of car payment you can have. You are renting a vehicle and really burning a hole in your pocket. That’s why it is called a flease in Dave Ramsey’s terms. My husband looked shocked! He thought I was a little crazy to want to return this brand new vehicle I loved. It wasn’t important to me, what was important was changing our family tree. Taking stress off my husbands shoulders. He was the main and only money maker in the house now and I had to cut things out. Getting my hair done, not anymore. I go maybe once a year now instead of every 4-6 weeks. Going out to dinner, nope. Mindlessly spending, nope. That year we paid off thousands of dollars and so much that we actually had $1000 extra cushion in our budget! Love, love, love! 

Let’s fast forward a bit. We got an offer to move to Virginia that I didn’t want to pass up. People were thinking we were crazy to move from “beautiful, sunny San Diego” to Virginia…..but we didn’t. We wanted out of our mortgage anyway. The area was closing in on us with pot growers also and I really wanted a safer environment for all of us. We put our the little house on over an acre on the market and sold it within 1 week! We were shocked and just ready! We packed up, moved to Virginia. We put our debt free on hold so we were comfy to move and wanted to start back when we got here. Well……we went backwards. We “needed stuff” when we got here. New bed (needed a king not queen size) , couch (all we had was a small leather couch),  tv (ours broke within a month of moving), went out to eat and those sort of things. One thing we did well was biking everywhere which saved us mega! We only filled up once a month on gas and that was amazing. Instead of every week in California. So, 3 months after we moved I got pregnant again. So guess what? We kept the debt free on hold longer until he was born. It’s what you are supposed to do anyway in case something happens. Right when we were going to start back on our debt free journey we decided to move to a bidder house and better area. Prolonging our journey but honestly it was the best move ever for us. Oh and we also bought a Jeep. Ha! We don’t have share a vehicle anymore, which actually helps a lot. It’s older also, not brand new and it was not expensive, thank goodness. 

So here we are two years after we move to Virginia. One kid was born(paid in cash), moved(paid in cash) , lots vet bills( paid in cash), dr bills (paid in cash) and acquired more debt(not paid in cash 😦   ). 

Last week I got what Dave says, “I got mad at debt, like really pissed off”. Last week I told my hubby, “that’s it! Beans and rice, rice and beans. I’m done!”. He completely agreed and so here we are….. Mad at debt! Not prolonging it anymore and getting after debt once again. 

A question people ask or what I’ve heard people complain about is that they don’t want to eat beans and rice. I had some say they don’t want to eat crap. Um, did you know that brown rice, black beans, ground turkey, bell peppers, zucccini and broccoli is not crap. It’s yummy and health. We eat more than just that though, just smarter eating. And Um, he doesn’t mean you have to literally eat beans and rice. What he means is cut your grocery bill down. I eat super healthy and defenitetly healthier when we are getting out of debt. I lose weight and feel amazing. It truly is such an amazing lifestyle to eat healthy. And no, health food isn’t more expensive, it’s something you shouldn’t over think about. Stop drinking you fattening, super sugary Starbucks drinks. I bet you’ll cut your waistline down by just stopping that. And your wallet will thank you. 

Here is our action plan:

1. My goal is to cut our grocery bills in half and use cash. Using cash scares me because I typically pick up items I believe we need but really we don’t. I don’t want to look stupid at the register and go over our allotted cash amount. Well, sometime you need to do things that are scary to succeed in life. So that’s what I am going to do. Also, I love Costco. Like absolutely love costco, but I seriously spend like $200 a week easily there. Then go to a grocery store and buy more. That is not necessary. So, I’m going to try to do away with Costco for the time being. Also, until winter hits and it’s is to cold, I will ride my bike to the grocery store to save money also. You can’t buy a bunch riding s bike, HA! 

2. No more eating out. We don’t do this a lot anyway, but it’s gone completely for now. 

3. I unsubcribed to all the clothing stores I get emails on and any other emails from regular stores as well. It will keep my mind in check on things we “need” but really don’t need. 

4. I’m getting back to doing my surveys to get extra money. Recently I did surveys and bought my husbands PS4. He absolutely loves it! I typically buy our extra things with survey money. So I’m getting back to that. 

5. Listen to Dave Ramsey podcasts. This is one way to getting my brain retired back to saving, it really has helped us a lot. 

6. Encourage others to get debt free and feel less stressed. I see and hear a lot of stressed out people working for money just to buy things. It’s not a fun way to live. So if I can even help one person get on track to getting out of debt, I’ve done something life saving. 

7. Get back to working out and look into personal training option. I have a passion for working out and really think it may be time for me to put it into action. 

7. Practice making cakes and cupcakes, especially in the design area. I also have a passion for cakes, cupcakes and decorating. I really think it’s time to put my skills to work. Who knows, maybe it’ll help me reach out to others more and make a few bucks. As long as I can bring a smile to others that is a job well done. 
If you have any questions one getting out of debt, just ask. I’m here for anyone who may need some help learning about it all. Join me on this journey, you (we) can do it!! 
Live happy

Live debt free

Live simple

debt, Family, Food, money, pregnancy, Stay at Home Mom, Uncategorized, Women

Simple Homemade Bread Recipe

Hannah Lucio

This bread recipe I have been making for a really long time. I just started to make it again because it is way cheaper, you know all the ingredients and it is super yummy! Homemade bread just tastes SO much better than store bought. In my opinion. It is super easy and there are not a ton of ingredients.

Here are a few tips to start out with: I make it with almond milk. Almond milk? Last night when I made it, I swear it actually tastes better than when I used regular milk. Try it out! I used Silk almond milk Regular. Im sure you can use any kind but that is what I used. If you want to use cow milk that is perfectly fine also, just giving you an option. I also used salted butter last night, I really do not like salt but when I went to Costco and bought butter…..I accidentally bought salted :(((  So if all you have is salted, It’ll still taste yummy! Also, this time around I used unbleached white flour, that was all I had in the house. I have used whole wheat also and it tastes great! If you want to try to have whole wheat flour I suggest starting with 50/50 blend. 50% white, 50% whole wheat. Whole wheat flour bakes a little differently so the bread texture is a little different. I have found that you may need more of less whole wheat flour versus white flour alone.

What you need: 2 bread pans or just cut the recipe in half to make 1 loaf. Easy. Cooking spray or just use butter in the loaf pan(s) so the bread does not stick. And of course the ingredients 🙂

Ingredients:

1/2 Cup Silk Almond milk

3 Tbsp Sugar

2 tsp salt

3 Tbsp melted butter

5 tsp yeast (I only use fleischmann’s yeast=amazing)

1 cup warm water

7 cups flour

Warm up your mixing bowl by filling the bottom up with warm/hot water. Let it sit for a minute and pour out.

  1. In warm mixing bowl add 1 cup warm water, yeast and 1 tsp of the 3 Tbsp. Set the rest of the sugar aside for later. Let yeast rise for about 5 minutes.
  2. Add melted butter, almond milk, sugar and salt to the yeast mixture. Mix until just mixed together.
  3. Add 4 cups of flour and mix with bread hook.
  4. Add 1 cup of flour at a time until your dough is sticky but not stuck to your finger when you touch it.
  5. Once you are done adding the flour mix the dough on low for 10 minutes.
  6. Take dough out and place onto a lightly floured surface.
  7. Grease the mixing bowl, I used butter to lightly grease the bowl. You can also you cooking spray if you like.
  8. Put the dough back into the greased bowl and place a clean and dry kitchen towel over the top. Let it rise for 1 hour. While you are waiting I suggest greasing the bread pans. Again, I use butter to grease the pans but you can use cooking spray. Clean up and relax and drink some coffee while your at it 🙂
  9. Once the hour is up; punch the dough down 2-3 times. Put the dough onto a lightly floured surface. Cut the dough in half and set one-half aside. Roll one-half of the dough into a rectangle. Make sure the length is not longer than the bread pan. Tightly roll the dough (width wise) and pinch together so there is no seem. Place the bread into the greased bread pan.
  10. Repeat with the other half of the dough.
  11. Cover the bread pans with a clean and dry kitchen towel and let it rise for one hour.
  12. Preheat oven to 400 degrees. I normally turn the oven on when I have 15 minutes left to wait.
  13. Place the bread carefully onto the middle rack in the oven and close the oven door super slowly so the bread does not collapse.
  14. Bake for 30 minutes
  15. What I’m going to tell you will sound painful but I honestly have never burnt may finger and I’ve done this A LOT. Put spit onto your finger and tap the middle of the pan to see if it sizzles. If it does then your bread is done. I was taught to test bread and rolls that way since I can even remember.
  16. Take bread out of pans right away. Let it cool on a cooling rack before slicing (good luck with that, HA) I love fresh out of the oven bread. Yum Yum

 

Enjoy!! I hope you love the bread as much as we do. We are already more than halfway done with the first loaf and I just made it last night.

Live Simple

Food, Uncategorized, Women

It’s pizza time!

Hannah Lucio

This is the easiest and yummiest pizza recipe I have made so far! I absolutely love making homemade pizza from scratch and I have different toppings every time! This is a must make recipe 😃

Ingredients:

1 1/2 cups hot water

1 Tbsp. sugar

1 Tbsp yeast (freischmann’s active dry yeast) 

1/2 tsp salt

1 tsp granulated garlic

4 cups all purpose flour

Directions:

Preheat oven to 425 degrees.

Combine water, sugar and yeast into mixing bowl. I have found that the best way to have a no fail yeast rising is to warm up the bowl you are going to put it in first. I put really hot water in the bowl and let it sit for a minute, dump it out and then add the ingredients. Let it rise for about 5-10 minutes.

 

yeast mixture after 5 minutes
 
Add salt, garlic and flour and mix well. Dough sound not be super sticky. 

I put 1/2 cup flour on a dry and clean surface and roll out into whatever shape you are making your pizza. Today we did a rectangle pan pizza. We do circle, rectangle and hearts normally. 

 

dough on 1/2 cup floured surface
  
doug rolled out into a rectangle-ish shape. I dont try for perfection.
 
Place dough in a greased pan. I use the Kirkland brand of Pam. 

I roll the sides in

Put on ingredients. I used semi cooked broccoli and onions today. I normally use what we have on hand to save money. 

Place pizza in preheated oven at 425 degrees. I cook the pizza on the second rack from the bottom for 20 minutes and the. I put it on the top rack for 7 more minutes. 

Take it out, cut it up and enjoy!

   
 This really is such a yummy pizza it’s hard to just eat two pieces! 

From start to finish it took me a little less than one hour. 
Enjoy and live simple!

Food, Uncategorized, Women

Craving pizza on a budget?

Hannah Lucio

Need a fast lunch?

Craving “pizza” but don’t want to pay a hefty price for pizza?

Do you have pasta sauce? Cheese? Left over hot dog and/or hamburger buns?

Here is the solution and it only takes about 10 minutes. 

“pizza” finished and packed to take to our daily family picnic at the hubby’s work.

We have been making this style of “pizza” for as long as I can remember as a kid. 

Preheat the oven to 425 degrees

1. Separate your hamburger and/or hot dog buns.

2. Spread pasta sauce onto hamburger and/or hot dog buns

3. Spread cheese onto hamburger and/or hot dog buns

4. Put into over and keep an eye on it. I typically let the cheese melt and then turn it to boil and make them  toasted. 

And, voila, Done! 

Super easy, cheap and you can get rid of the left over hamburger and hot dog buns. Woot! 
Enjoy and live simple 🙂