debt, Family, Food, money, prenatal, Stay at Home Mom, Uncategorized, Women

Living simple

I just watched the movie The Minimalists last night and it recharged me. Living simple is something I have been “into” for a very long time. I’m not into collecting stuff or buying stuff to show off. I never have been. I’ve tried it and it really doesn’t make me feel better. 

Here is our story.

When my husband and I got married we had a lot of stuff. Mainly him. I moved into his place and I got pregnant about a month after we got married. We then decided to go buy a house. Like a “normal” person. We had a lot of debt and wanted to get a mortgage to add to our debt. Like normal. We went through 22 offers for homes and finally on the 23rd they accepted. This house was in the booneys of Southern California. We loved it, for the most part. I mean, we had a little over an acre, a simple old house and it was cheap. When we moved we had to get the biggest uhaul, took several smaller trips with our leased vehicle. And filled up friends vehicles for them to bring to our house. That’s a lot of stuff!! When I sat down and did our “budget” and calculated how much debt and money we had I got really sad. My husband wanted me to stay home after giving birth and we simply were in way to much debt. When I calculated how much we needed for me to stay home we actually would have needed $1000 extra just to survive and that would have been without groceries😩 My husband brought up this guy (Dave Ramsey) he had heard about and I researched him. We found his Podcast and after listening to it one time I was hooked! We immediately got on board and we literally sold 90% of our stuff we moved in with. It was kind of hard considering we lived pretty far from the city, but it worked! We turned in our lease and got 2 used vehicle. That lease term was still over a year left and then 3 years of more payments to buy it! Yuck! We paid off our used vehicles in about 6 months or less. Both, yes!  We paid off SO much debt with our “stuff” we didn’t really need. We actually sold SO much stuff that our we became freer in our budget. We had $1000 extra every month! How bout them apples. Ha I made everything homemade- bread, tortillas, pizza, everything. We grew our veggies and had chickens for eggs. It was a very simple life. I loved it! No cable, just Netflix and internet. When we moved over here to Virginia we moved with one car and one of the smallest uhauls they have. It felt great! We do not have a lot of stuff and it still feels great! We recommitted in December to living on a minimal budget so we can move into a house with a yard in June. We want a yard for the kids and dogs. We do not want a huge house but just something with a yard. And not buying! Renting. We will not be ready to buy for a long time. We also just cancelled our cable again and I am very happy about that. I am going back to making things homemade and it’ll help with our budget immensely. I hope that if you are thinking about living simple that I can encourage you. I can try to help you out on how to get back to the basics. We don’t really need stuff to make us happy. Our world has taught us that more is better. If we chase the world things we will never be happy. I hope you find encouragement through our story and if you have questions feel free to ask! 

Here are some of Dave Ramsey quotes that I love:

Live happy

Live simple